It is November, which means the end of the year is just around the corner! Do you know what else that means?
As the clock strikes midnight on December 31st, your dental benefits expire and start over again with the new year. Only about 2.8% of people with PPO dental plans reach or exceed their annual maximum. If you are on a flexible spending account, the deadline is the same for those benefits. Don’t let them go to waste, use them while there is still time this year!
To help you get the most of your benefits and maximize your coverage, here are some tips to consider!
Call your insurance carrier or employer for more information!
No one knows better what’s included in your plan than the people that wrote it for you. They can help discuss your options and tell you what coverage you have left for the year and how to get the most out of your policy.
Find a dentist you trust!
When looking for a provider, make sure you find one that accepts your insurance and can work with your needs and schedule. For a list of insurances that we take click here
Keep your account updated!
Insurance companies are not always up-to-date on your account and information. Making sure that your account is current allows no room for gaps in coverage and helps avoid waiting for your dental treatment!
If you need extensive work, split the appointments and work between this year and the new year. Doing this allows you to use up your benefits from this year and have to pay less out of pocket next year. Make sure to discuss this option with your dentist and treatment coordinators to find the best breakdown of costs and treatment.
Every year your benefits will reset and expire. Knowing this will allow you to use your interests throughout the year and help you stay on top of your treatment and avoid losing out on your coverage.
With holiday breaks coming up, it’s a great time to get you and your family in for any end of the year treatment! Give us a call at (801)747-8018 to schedule your appointment. We look forward to seeing you at our clinic!