How many times have you rethought going to see the dentist because you have no insurance or the cost of visiting the dentist? It’s understandable; any form of medical treatment is expensive and continues to become costly as technologies and new advances arise. Even though there is more emphasis on health care, our dental health is as important as the other since dental problems can become severe or be linked to other health problems which is why we recommend seeing a dentist yearly to avoid complications and extensive treatment.
Did you know in 2016 there was approximately 77% of the population with dental benefits which we have seen an increase since previous years due to publicly funded programs (National Association of Dental Plans)? However, there was still “some 74 million Americans [who] had no dental coverage in 2016” (National Association of Dental Plans). Even with coverage, there are still some people who don’t get the treatment they need because of the little coverage their benefits provide. Not all insurance benefits cover all dental procedures, they usually include the basics of preventative care and emergencies. Although, it is great to have the basics covered sometimes our dental needs go beyond the basics which we often have to pay out of pocket.
When we have to pay out pocket that’s where we enter the rethinking loop of whether we should get treatment or not. We get it; We understand the hesitation to get the dental treatment done. Change is constant especially within industries, and sometimes businesses are quick to adapt to changes in their field to either improve their services, products, or company. For the dental area, more dental practices are creating financial options for patients that will encourage them to get treated. A trend which is picking up in some dental practices.
People who have dental coverage “are more likely to visit the dentist, take their family to the dentist, and receive restorative care” which contributes to their overall health (National Association of Dental Plans). If having or getting access to dental benefits encourages people to seek dental care, as a dental practitioner and dental owner, you want to stimulate people to seek ongoing dental care not merely for the appearance but the health complications that can arise if continue to postpone treatment. Our oral health is as important as overall health.
Some of the ways dental practices are beginning to get creative with financial options are through, in-house payments, flexible payments, credit cards, or loyalty or in-house programs (might want to check the regulation for having a loyalty program). Not all dental practices offer financing options or at least contain one to two choices. You always want to talk with your dentist about your financing options before getting a treatment done to ensure you are both on the same page.
At The Center of Dental Professionals, the goal is to maximize your insurance benefits and make the remaining balance easily affordable. For our patients who have insurance, we are participating providers with up to 30 insurances, to see the full list of the insurances we accept click here. Aside from taking insurances, our financing options include:
- Accepting cash, debit cards, and major credit cards such as Visa, Mastercard, or American Express.
- Financing through Care Credit, a third-party health care credit provider, where you can receive promotional values with 0% APR financing for a procedure of $200 or more for a specific period.
- Enrolling in our exclusive Dental Discount Program, it’s not an insurance but a membership program designed to save you money and get the dental treatment you deserve for you and your family.
If you wish to know about our program or financing through care credit, ask one of our dental staff members, and they will be able to assist you. When you come to our offices, our billing specialist and financial treatment coordinator will go over all financing options and treatment estimates at the time of your consultation to help you better understand your treatment and costs. If you want to make an appointment for a consultation, fill out this form here, and we will get you all set up.